خطوات شراء العقار في الإمارات

Define budget and ownership eligibility

Select property

Review title and property documents

Agree price and sign the sale agreement

Pay deposit according to the agreement

Obtain required clearance or NOC

Pay applicable transfer and registration fees

Complete transfer at the relevant authority

Pay the balance

Receive title or ownership registration

Arrange utilities, insurance, and property management

Check affordability

Obtain mortgage pre-approval

Select an eligible property

Sign the sale agreement with a finance clause where appropriate

Submit property documents to the bank

Complete property valuation

Receive final mortgage offer

Complete seller-bank settlement if applicable

Pay buyer equity and applicable fees

Register the mortgage

Complete property transfer

Begin monthly repayments

Select project and unit

Verify developer and project registration

Review the payment plan

Pay reservation or booking amount

Sign the sale and purchase agreement

Complete required registration

Pay instalments according to dates or milestones

Monitor construction updates

Arrange final payment or mortgage if eligible

Complete inspection and snagging

Pay handover balance

Receive the property and ownership documents